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Personal Banking Services

Deposit Accounts

The deposit account is the foundation of the banking relationship. We want to give you every reason to come to Union State Bank for your deposit needs. Be it checking accounts, savings accounts & time deposits, or Health Savings Accounts (HSAs) we have the accounts and features that you want. Start here to learn more about the deposit account that is right for you!

Checking Accounts

Savings Accounts & Time Deposits

Health Savings Accounts


Loan Services


One of the many benefits of a community bank is that loans are made to members of the community, promoting a vibrant local economy. At Union State Bank, you can talk to the decision maker, meaning you go from application to approval to funding more quickly. We hope you will talk to one of our loan officers about your borrowing needs.

Consumer Loans – From personal loans to auto loans, we have competitive rates and terms that will help us fit your budget.

Home Loans – Buying a home or interested in refinancing an existing loan? Union State Bank has fixed and adjustable rate mortgage options, along with very competitive rates.