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Fee Schedule as of February 15, 2013

Account Type Monthly Service Fee Overdraft /NSF Fee Excess Withdrawal Fee Online Billpay Cashier Check /Money Order
Generations Gold $7.49 $20.99 N/A Included* Free
Senior Gen Gold (55+) $5.49 $16.99 N/A Included* Free
NOW Checking $0-10.49** $26.99 N/A Included* $4.00
Free Checking $0 $26.99 N/A $6.95 $4.00
Student Checking $0 $26.99 N/A $6.95 $4.00
Senior Checking (55+) $0 $26.99 N/A $6.95 $4.00
Money Market $0-10.49** $26.99 $5.00 over 6/mo $6.95 $4.00
Passbook Savings $0 N/A $2.49 over 10/qtr N/A $4.00
Christmas Club $0 N/A N/A N/A $4.00
Health Savings Account $0-3.49** $26.99 N/A $6.95 $4.00

*Online Billpay is free for listed account, but must be used to pay one bill per month or a charge of $5.95 is assessed.

**Monthly Service Fee is waived for average daily balances above $2,500.

Other Fees

Dormant Account - $2.99 per month

Reorder Debit Card (Same Number) - $10.49

Cancel and Reorder Debit Card (New Number) - $25.49

Continuous Overdraft Fee (charged on the 5th day an account is overdrawn and every 5 days thereafter) - $6.99
Stop Payment Fee - $25.99

Notary Fee - $10.00 (Non-Customers Only)

Garnishment Research Fee - $10.00 each garnishment

IRS Levy Research Fee - $30.00 each levy

Research Fee - $20.00 / hour

Fax Fee - $5.00 (incoming or outgoing)

Outgoing Wire Transfer Fee - $15

CONFORMING LOAN PAYMENT NOTICE

All loan payments must be accompanied by the account number of payment coupon.  Loan payments maybe sent to:

Union State Bank
P.O. Box 100
Uniontown, KS 66779

Loan payments may also be made in person at the following locations:

Union State Bank
204 Sherman
Uniontown, KS 66779

OR

Union State Bank
1009 S. Clark St.
Fort Scott, KS 66701

Our hours of operation for receiving loan payments are 8:30 am - 2:30 pm, Monday through Friday (except bank holidays). All payments received after the 2:30 pm cutoff time will be credited on the next business day, or as permitted by law.